Finance Information


At Rad Motors, we make vehicle finance simple and stress-free. We work with a range of trusted, reputable lenders to give our customers access to competitive interest rates, flexible terms, and in many cases, same-day approvals.


No matter your circumstances, our experienced team is here to guide you through the process and help you make confident, informed decisions. Our goal is to find a finance solution that suits your budget while meeting our lenders’ criteria. Whether you are self-employed, working full-time, or receiving a benefit, we take the time to understand your situation and help you every step of the way.


Please be aware of the following minimum requirements:


* Minimum income of $500 per week

* At least a learner's license (No Zero Alcohol licenses)

* Full time work

* Sole parent benefit

* Work Visa valid for a minimum of 2 years 

* Must be at least 18 years old to apply

* A recent bank statement (less than 60 days old) in your name showing transactions for 90 days

* Proof of address (bank statement, utility or rates bill, New Zealand Government documentation, or insurance confirmation)


For your peace of mind, we also partner with leading insurance providers to ensure you can arrange appropriate cover as part of your vehicle purchase.

Contact the team at Rad Motors today to discuss your finance options — we’re here to help you get on the road sooner.


Avanti Finance Related Information

Standard Contract Terms

https://www.avantifinance.co.nz/standard-contract-terms

Customer Interest Rate Guide

https://www.avantifinance.co.nz/interest-rate-guide

CFS Related Information

Terms and conditions

https://www.cfsfinance.co.nz/terms-and-conditions/

Geneva Finance Related Information

Geneva Full disclosure of Fees and Charges

https://genevafinance.co.nz/everything-you-need-to-know/#fees

Geneva Finance Terms and Conditions

https://genevafinance.co.nz/terms-and-conditions/

MTF Finance Related Information

Cost of borrowing and standard terms

Information on interest rates, how interest is charged, and on our credit and default fees.

https://www.mtf.co.nz/cost-of-borrowing.html

Copyright 2026 Developed by Autostock Digital, All Rights Reserved